Call reports 2008
MARION STATE BANK — 2008
What MARION STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,645,000 | 46,968,000 | 45,945,000 | 47,965,000 |
| Total loans | 18,324,000 | 17,721,000 | 17,584,000 | 17,890,000 |
| Allowance for loan losses | 170,000 | 163,000 | 158,000 | 165,000 |
| Securities available for sale | 23,484,000 | 23,904,000 | 24,336,000 | 23,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,860,000 | 39,955,000 | 38,303,000 | 39,830,000 |
| Interest-bearing deposits | 30,569,000 | 31,104,000 | 30,539,000 | 32,127,000 |
| Noninterest-bearing deposits | 8,291,000 | 8,851,000 | 7,764,000 | 7,703,000 |
| Equity capital | 7,411,000 | 6,928,000 | 7,372,000 | 7,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,305,000 | 1,958,000 | 2,608,000 |
| Interest expense | 209,000 | 400,000 | 567,000 | 729,000 |
| Net interest income | 442,000 | 905,000 | 1,391,000 | 1,879,000 |
| Noninterest income | 97,000 | 197,000 | 298,000 | 388,000 |
| Noninterest expense | 302,000 | 613,000 | 930,000 | 1,326,000 |
| Provision for loan losses | 35,000 | 58,000 | 101,000 | 124,000 |
| Pretax income | 194,000 | 424,000 | 651,000 | 857,000 |
| Income tax | 31,000 | 82,000 | 144,000 | 205,000 |
| Net income | 163,000 | 342,000 | 507,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,138,000 | 7,210,000 | 7,375,000 | 7,425,000 |
| Total capital | 7,308,000 | 7,373,000 | 7,533,000 | 7,590,000 |
| Risk-weighted assets | 25,618,000 | 25,461,000 | 24,758,000 | 25,262,000 |