Call reports 2007
MARION STATE BANK — 2007
What MARION STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,790,000 | 47,232,000 | 46,008,000 | 45,872,000 |
| Total loans | 15,510,000 | 16,397,000 | 17,236,000 | 17,358,000 |
| Allowance for loan losses | 190,000 | 183,000 | 182,000 | 140,000 |
| Securities available for sale | 22,669,000 | 23,419,000 | 23,870,000 | 22,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,045,000 | 40,495,000 | 38,872,000 | 38,584,000 |
| Interest-bearing deposits | 31,021,000 | 31,521,000 | 30,083,000 | 30,114,000 |
| Noninterest-bearing deposits | 9,024,000 | 8,974,000 | 8,789,000 | 8,471,000 |
| Equity capital | 6,578,000 | 6,567,000 | 6,869,000 | 7,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,215,000 | 1,844,000 | 2,480,000 |
| Interest expense | 212,000 | 428,000 | 648,000 | 864,000 |
| Net interest income | 393,000 | 787,000 | 1,196,000 | 1,616,000 |
| Noninterest income | 102,000 | 179,000 | 269,000 | 363,000 |
| Noninterest expense | 294,000 | 579,000 | 898,000 | 1,248,000 |
| Provision for loan losses | 22,000 | 22,000 | 54,000 | 93,000 |
| Pretax income | 179,000 | 365,000 | 513,000 | 638,000 |
| Income tax | 42,000 | 83,000 | 109,000 | 126,000 |
| Net income | 137,000 | 282,000 | 404,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,696,000 | 6,842,000 | 6,964,000 | 6,985,000 |
| Total capital | 6,886,000 | 7,025,000 | 7,146,000 | 7,125,000 |
| Risk-weighted assets | 23,459,000 | 24,536,000 | 24,773,000 | 24,910,000 |