Call reports 2006
MARION STATE BANK — 2006
What MARION STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,313,000 | 43,416,000 | 44,801,000 | 46,990,000 |
| Total loans | 16,085,000 | 16,249,000 | 15,707,000 | 15,342,000 |
| Allowance for loan losses | 216,000 | 233,000 | 213,000 | 206,000 |
| Securities available for sale | 19,338,000 | 19,480,000 | 20,913,000 | 22,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,163,000 | 37,225,000 | 38,318,000 | 40,509,000 |
| Interest-bearing deposits | 28,678,000 | 29,300,000 | 29,951,000 | 31,634,000 |
| Noninterest-bearing deposits | 8,485,000 | 7,925,000 | 8,367,000 | 8,876,000 |
| Equity capital | 6,055,000 | 6,073,000 | 6,354,000 | 6,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,077,000 | 1,642,000 | 2,241,000 |
| Interest expense | 164,000 | 343,000 | 541,000 | 767,000 |
| Net interest income | 351,000 | 734,000 | 1,101,000 | 1,474,000 |
| Noninterest income | 91,000 | 175,000 | 257,000 | 327,000 |
| Noninterest expense | 271,000 | 590,000 | 863,000 | 1,164,000 |
| Provision for loan losses | 0 | 34,000 | 60,000 | 102,000 |
| Pretax income | 171,000 | 285,000 | 435,000 | 535,000 |
| Income tax | 45,000 | 70,000 | 107,000 | 126,000 |
| Net income | 126,000 | 215,000 | 328,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,347,000 | 6,436,000 | 6,549,000 | 6,560,000 |
| Total capital | 6,563,000 | 6,669,000 | 6,762,000 | 6,766,000 |
| Risk-weighted assets | 22,520,000 | 22,844,000 | 22,444,000 | 23,001,000 |