Call reports 2005
MARION STATE BANK — 2005
What MARION STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,571,000 | 41,085,000 | 41,033,000 | 40,933,000 |
| Total loans | 14,328,000 | 15,350,000 | 15,433,000 | 16,340,000 |
| Allowance for loan losses | 229,000 | 228,000 | 229,000 | 239,000 |
| Securities available for sale | 18,242,000 | 19,101,000 | 19,291,000 | 19,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,707,000 | 34,961,000 | 34,864,000 | 34,893,000 |
| Interest-bearing deposits | 28,197,000 | 27,835,000 | 27,358,000 | 27,515,000 |
| Noninterest-bearing deposits | 7,510,000 | 7,126,000 | 7,506,000 | 7,378,000 |
| Equity capital | 5,780,000 | 6,006,000 | 6,055,000 | 5,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 932,000 | 1,426,000 | 1,940,000 |
| Interest expense | 103,000 | 225,000 | 368,000 | 530,000 |
| Net interest income | 354,000 | 707,000 | 1,058,000 | 1,410,000 |
| Noninterest income | 84,000 | 163,000 | 238,000 | 306,000 |
| Noninterest expense | 269,000 | 537,000 | 818,000 | 1,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 169,000 | 333,000 | 478,000 | 581,000 |
| Income tax | 47,000 | 91,000 | 128,000 | 150,000 |
| Net income | 122,000 | 242,000 | 350,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,983,000 | 6,103,000 | 6,211,000 | 6,220,000 |
| Total capital | 6,212,000 | 6,331,000 | 6,440,000 | 6,459,000 |
| Risk-weighted assets | 20,429,000 | 21,068,000 | 21,140,000 | 22,136,000 |