Call reports 2004
MARION STATE BANK — 2004
What MARION STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,734,000 | 40,980,000 | 42,420,000 | 40,980,000 |
| Total loans | 12,937,000 | 13,410,000 | 13,896,000 | 14,120,000 |
| Allowance for loan losses | 262,000 | 279,000 | 271,000 | 234,000 |
| Securities available for sale | 18,225,000 | 18,182,000 | 18,483,000 | 18,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,608,000 | 35,297,000 | 36,292,000 | 35,048,000 |
| Interest-bearing deposits | 28,099,000 | 28,428,000 | 29,474,000 | 28,157,000 |
| Noninterest-bearing deposits | 7,509,000 | 6,869,000 | 6,818,000 | 6,891,000 |
| Equity capital | 5,826,000 | 5,575,000 | 5,910,000 | 5,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 877,000 | 1,324,000 | 1,781,000 |
| Interest expense | 73,000 | 145,000 | 222,000 | 308,000 |
| Net interest income | 377,000 | 732,000 | 1,102,000 | 1,473,000 |
| Noninterest income | 79,000 | 143,000 | 219,000 | 296,000 |
| Noninterest expense | 265,000 | 515,000 | 825,000 | 1,111,000 |
| Provision for loan losses | 0 | 37,000 | 37,000 | 57,000 |
| Pretax income | 191,000 | 323,000 | 459,000 | 601,000 |
| Income tax | 54,000 | 101,000 | 122,000 | 159,000 |
| Net income | 137,000 | 222,000 | 337,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,624,000 | 5,708,000 | 5,828,000 | 5,861,000 |
| Total capital | 5,865,000 | 5,954,000 | 6,080,000 | 6,095,000 |
| Risk-weighted assets | 19,277,000 | 19,616,000 | 20,151,000 | 20,086,000 |