Call reports 2003
MARION STATE BANK — 2003
What MARION STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,553,000 | 39,692,000 | 40,905,000 | 41,114,000 |
| Total loans | 12,094,000 | 12,028,000 | 12,573,000 | 12,816,000 |
| Allowance for loan losses | 265,000 | 254,000 | 257,000 | 273,000 |
| Securities available for sale | 17,811,000 | 19,536,000 | 17,463,000 | 18,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,886,000 | 33,750,000 | 35,125,000 | 35,340,000 |
| Interest-bearing deposits | 26,512,000 | 27,590,000 | 27,738,000 | 28,545,000 |
| Noninterest-bearing deposits | 6,374,000 | 6,160,000 | 7,387,000 | 6,795,000 |
| Equity capital | 5,364,000 | 5,598,000 | 5,508,000 | 5,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 849,000 | 1,266,000 | 1,699,000 |
| Interest expense | 97,000 | 193,000 | 272,000 | 346,000 |
| Net interest income | 336,000 | 656,000 | 994,000 | 1,353,000 |
| Noninterest income | 86,000 | 169,000 | 245,000 | 327,000 |
| Noninterest expense | 237,000 | 479,000 | 778,000 | 1,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 346,000 | 461,000 | 665,000 |
| Income tax | 52,000 | 95,000 | 123,000 | 185,000 |
| Net income | 133,000 | 251,000 | 338,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,111,000 | 5,327,000 | 5,414,000 | 5,487,000 |
| Total capital | 5,334,000 | 5,556,000 | 5,652,000 | 5,726,000 |
| Risk-weighted assets | 17,771,000 | 18,310,000 | 18,983,000 | 19,098,000 |