Call reports 2002
MARION STATE BANK — 2002
What MARION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,097,000 | 38,483,000 | 40,105,000 | 39,080,000 |
| Total loans | 10,226,000 | 10,440,000 | 11,195,000 | 11,568,000 |
| Allowance for loan losses | 267,000 | 268,000 | 269,000 | 258,000 |
| Securities available for sale | 20,379,000 | 20,848,000 | 19,606,000 | 19,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,112,000 | 33,087,000 | 34,438,000 | 33,676,000 |
| Interest-bearing deposits | 27,050,000 | 27,037,000 | 28,244,000 | 27,476,000 |
| Noninterest-bearing deposits | 6,062,000 | 6,050,000 | 6,194,000 | 6,200,000 |
| Equity capital | 4,831,000 | 5,126,000 | 5,319,000 | 5,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 988,000 | 1,464,000 | 1,912,000 |
| Interest expense | 148,000 | 288,000 | 417,000 | 535,000 |
| Net interest income | 347,000 | 700,000 | 1,047,000 | 1,377,000 |
| Noninterest income | 63,000 | 134,000 | 213,000 | 290,000 |
| Noninterest expense | 223,000 | 431,000 | 696,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 403,000 | 564,000 | 713,000 |
| Income tax | 52,000 | 113,000 | 155,000 | 194,000 |
| Net income | 135,000 | 290,000 | 409,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,859,000 | 4,953,000 | 5,071,000 | 4,978,000 |
| Total capital | 5,068,000 | 5,166,000 | 5,293,000 | 5,200,000 |
| Risk-weighted assets | 16,687,000 | 16,982,000 | 17,718,000 | 17,704,000 |