Call reports 2026
BANK OF BOTETOURT — 2026
What BANK OF BOTETOURT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 938,035,000 | 939,409,000 |
| Total loans | 764,125,000 | 783,227,000 |
| Allowance for loan losses | 8,604,000 | 8,899,000 |
| Securities available for sale | 65,059,000 | 61,215,000 |
| Securities held to maturity | 9,200,000 | 8,200,000 |
| Trading assets | 0 | 0 |
| Total deposits | 834,001,000 | 821,468,000 |
| Interest-bearing deposits | 658,710,000 | 636,248,000 |
| Noninterest-bearing deposits | 175,291,000 | 185,220,000 |
| Equity capital | 96,141,000 | 101,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,848,000 | 25,994,000 |
| Interest expense | 4,048,000 | 8,040,000 |
| Net interest income | 8,800,000 | 17,954,000 |
| Noninterest income | 1,533,000 | 5,085,000 |
| Noninterest expense | 6,125,000 | 12,199,000 |
| Provision for loan losses | 294,000 | 713,000 |
| Pretax income | 3,873,000 | 10,000,000 |
| Income tax | 787,000 | 1,614,000 |
| Net income | 3,086,000 | 8,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 98,150,000 | 103,642,000 |