Call reports 2021
BANK OF BOTETOURT — 2021
What BANK OF BOTETOURT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 641,084,000 | 645,341,000 | 655,108,000 | 663,766,000 |
| Total loans | 461,559,000 | 457,601,000 | 438,812,000 | 431,985,000 |
| Allowance for loan losses | 5,262,000 | 5,220,000 | 5,425,000 | 5,674,000 |
| Securities available for sale | 18,141,000 | 30,870,000 | 46,427,000 | 57,529,000 |
| Securities held to maturity | 0 | 6,950,000 | 8,450,000 | 8,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,737,000 | 581,293,000 | 590,440,000 | 598,659,000 |
| Interest-bearing deposits | 500,053,000 | 496,828,000 | 501,467,000 | 513,036,000 |
| Noninterest-bearing deposits | 77,684,000 | 84,465,000 | 88,973,000 | 85,623,000 |
| Equity capital | 55,496,000 | 56,872,000 | 58,558,000 | 59,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,636,000 | 11,271,000 | 17,005,000 | 22,471,000 |
| Interest expense | 846,000 | 1,537,000 | 2,133,000 | 2,625,000 |
| Net interest income | 4,790,000 | 9,734,000 | 14,872,000 | 19,846,000 |
| Noninterest income | 1,097,000 | 1,910,000 | 3,042,000 | 4,469,000 |
| Noninterest expense | 3,407,000 | 7,199,000 | 11,049,000 | 15,484,000 |
| Provision for loan losses | 0 | 0 | 195,000 | 425,000 |
| Pretax income | 2,495,000 | 4,487,000 | 6,714,000 | 8,450,000 |
| Income tax | 515,000 | 925,000 | 1,336,000 | 1,571,000 |
| Net income | 1,980,000 | 3,562,000 | 5,378,000 | 6,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,608,000 | 58,025,000 | 59,710,000 | 60,967,000 |
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