Call reports 2019
BANK OF BOTETOURT — 2019
What BANK OF BOTETOURT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 457,731,000 | 464,034,000 | 484,593,000 | 492,817,000 |
| Total loans | 395,106,000 | 407,970,000 | 415,742,000 | 425,392,000 |
| Allowance for loan losses | 3,567,000 | 3,749,000 | 3,770,000 | 3,975,000 |
| Securities available for sale | 15,872,000 | 14,367,000 | 14,394,000 | 17,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,320,000 | 412,728,000 | 427,008,000 | 434,268,000 |
| Interest-bearing deposits | 362,080,000 | 367,065,000 | 371,239,000 | 389,022,000 |
| Noninterest-bearing deposits | 44,240,000 | 45,663,000 | 55,769,000 | 45,246,000 |
| Equity capital | 47,241,000 | 48,211,000 | 49,483,000 | 50,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,042,000 | 10,339,000 | 15,735,000 | 21,306,000 |
| Interest expense | 1,025,000 | 2,167,000 | 3,335,000 | 4,621,000 |
| Net interest income | 4,017,000 | 8,172,000 | 12,400,000 | 16,685,000 |
| Noninterest income | 673,000 | 1,641,000 | 2,633,000 | 3,583,000 |
| Noninterest expense | 3,054,000 | 6,369,000 | 9,742,000 | 13,290,000 |
| Provision for loan losses | 195,000 | 595,000 | 620,000 | 830,000 |
| Pretax income | 1,441,000 | 2,849,000 | 4,671,000 | 6,148,000 |
| Income tax | 287,000 | 591,000 | 930,000 | 1,169,000 |
| Net income | 1,154,000 | 2,258,000 | 3,741,000 | 4,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,046,000 | 48,929,000 | 50,191,000 | 51,204,000 |
| Total capital | 51,613,000 | 52,678,000 | 53,961,000 | 55,179,000 |
| Risk-weighted assets | 376,845,000 | 384,313,000 | 390,279,000 | 396,515,000 |