Call reports 2018
BANK OF BOTETOURT — 2018
What BANK OF BOTETOURT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 411,127,000 | 424,276,000 | 424,944,000 | 435,765,000 |
| Total loans | 350,339,000 | 360,580,000 | 369,194,000 | 384,114,000 |
| Allowance for loan losses | 3,220,000 | 3,210,000 | 3,235,000 | 3,393,000 |
| Securities available for sale | 18,047,000 | 17,524,000 | 17,513,000 | 16,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,835,000 | 379,880,000 | 383,805,000 | 386,324,000 |
| Interest-bearing deposits | 330,859,000 | 335,350,000 | 338,237,000 | 342,704,000 |
| Noninterest-bearing deposits | 40,976,000 | 44,530,000 | 45,568,000 | 43,620,000 |
| Equity capital | 35,902,000 | 36,815,000 | 37,871,000 | 46,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,297,000 | 8,849,000 | 13,574,000 | 18,441,000 |
| Interest expense | 680,000 | 1,448,000 | 2,272,000 | 3,189,000 |
| Net interest income | 3,617,000 | 7,401,000 | 11,302,000 | 15,252,000 |
| Noninterest income | 796,000 | 1,419,000 | 2,355,000 | 3,092,000 |
| Noninterest expense | 3,135,000 | 6,120,000 | 9,356,000 | 12,688,000 |
| Provision for loan losses | 55,000 | 55,000 | 140,000 | 470,000 |
| Pretax income | 1,223,000 | 2,645,000 | 4,161,000 | 5,186,000 |
| Income tax | 111,000 | 424,000 | 697,000 | 886,000 |
| Net income | 1,112,000 | 2,221,000 | 3,464,000 | 4,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,751,000 | 37,683,000 | 38,747,000 | 47,054,000 |
| Total capital | 39,971,000 | 40,893,000 | 41,982,000 | 50,447,000 |
| Risk-weighted assets | 326,007,000 | 335,242,000 | 343,440,000 | 366,163,000 |