Call reports 2017
BANK OF BOTETOURT — 2017
What BANK OF BOTETOURT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 365,232,000 | 373,105,000 | 376,864,000 | 388,600,000 |
| Total loans | 298,475,000 | 312,167,000 | 327,360,000 | 341,261,000 |
| Allowance for loan losses | 2,880,000 | 3,010,000 | 3,144,000 | 3,142,000 |
| Securities available for sale | 18,688,000 | 19,472,000 | 19,747,000 | 18,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,520,000 | 335,998,000 | 339,071,000 | 341,924,000 |
| Interest-bearing deposits | 289,819,000 | 296,254,000 | 294,600,000 | 300,999,000 |
| Noninterest-bearing deposits | 38,701,000 | 39,744,000 | 44,471,000 | 40,925,000 |
| Equity capital | 34,023,000 | 34,344,000 | 34,860,000 | 35,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,765,000 | 7,673,000 | 11,686,000 | 15,848,000 |
| Interest expense | 540,000 | 1,104,000 | 1,670,000 | 2,252,000 |
| Net interest income | 3,225,000 | 6,569,000 | 10,016,000 | 13,596,000 |
| Noninterest income | 420,000 | 898,000 | 1,639,000 | 2,444,000 |
| Noninterest expense | 3,009,000 | 6,001,000 | 8,977,000 | 12,193,000 |
| Provision for loan losses | 0 | 165,000 | 380,000 | 450,000 |
| Pretax income | 636,000 | 1,301,000 | 2,298,000 | 3,397,000 |
| Income tax | 183,000 | 392,000 | 694,000 | 1,119,000 |
| Net income | 453,000 | 909,000 | 1,604,000 | 2,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,484,000 | 34,779,000 | 35,306,000 | 35,816,000 |
| Total capital | 37,364,000 | 37,789,000 | 38,450,000 | 38,958,000 |
| Risk-weighted assets | 292,589,000 | 302,804,000 | 314,244,000 | 327,624,000 |