Call reports 2001
BANK OF BOTETOURT — 2001
What BANK OF BOTETOURT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 149,865,000 | 154,860,000 | 161,972,000 | 167,771,000 |
| Total loans | 113,894,000 | 117,013,000 | 119,236,000 | 118,096,000 |
| Allowance for loan losses | 1,149,000 | 1,177,000 | 1,244,000 | 1,303,000 |
| Securities available for sale | 14,345,000 | 15,853,000 | 15,004,000 | 19,807,000 |
| Securities held to maturity | 5,579,000 | 4,985,000 | 4,345,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,224,000 | 140,954,000 | 147,769,000 | 153,544,000 |
| Interest-bearing deposits | 122,374,000 | 123,941,000 | 131,436,000 | 134,858,000 |
| Noninterest-bearing deposits | 13,850,000 | 17,013,000 | 16,333,000 | 18,686,000 |
| Equity capital | 12,567,000 | 12,829,000 | 13,369,000 | 13,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,146,000 | 6,356,000 | 9,483,000 | 12,577,000 |
| Interest expense | 1,526,000 | 3,059,000 | 4,547,000 | 5,948,000 |
| Net interest income | 1,620,000 | 3,297,000 | 4,936,000 | 6,629,000 |
| Noninterest income | 175,000 | 356,000 | 578,000 | 774,000 |
| Noninterest expense | 1,002,000 | 2,101,000 | 3,152,000 | 4,386,000 |
| Provision for loan losses | 85,000 | 190,000 | 325,000 | 550,000 |
| Pretax income | 708,000 | 1,362,000 | 2,041,000 | 2,471,000 |
| Income tax | 210,000 | 404,000 | 597,000 | 705,000 |
| Net income | 498,000 | 958,000 | 1,444,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,151,000 | 12,395,000 | 12,885,000 | 12,991,000 |
| Total capital | 13,300,000 | 13,572,000 | 14,129,000 | 14,294,000 |
| Risk-weighted assets | 110,872,000 | 115,727,000 | 118,594,000 | 121,966,000 |