Call reports 2025
FIRST NATIONAL BANK OF MCINTOSH, THE — 2025
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 38,954,000 | 40,284,000 | 41,039,000 | 43,860,000 |
| Total loans | 16,065,000 | 15,623,000 | 16,079,000 | 15,375,000 |
| Allowance for loan losses | 267,000 | 282,000 | 295,000 | 300,000 |
| Securities available for sale | 18,303,000 | 16,378,000 | 20,403,000 | 20,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,162,000 | 31,263,000 | 31,781,000 | 34,440,000 |
| Interest-bearing deposits | 24,221,000 | 24,357,000 | 24,502,000 | 25,510,000 |
| Noninterest-bearing deposits | 5,941,000 | 6,906,000 | 7,279,000 | 8,930,000 |
| Equity capital | 8,610,000 | 8,840,000 | 9,060,000 | 9,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 978,000 | 1,489,000 | 2,010,000 |
| Interest expense | 169,000 | 341,000 | 512,000 | 687,000 |
| Net interest income | 319,000 | 637,000 | 977,000 | 1,323,000 |
| Noninterest income | 65,000 | 118,000 | 186,000 | 238,000 |
| Noninterest expense | 197,000 | 366,000 | 554,000 | 748,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 172,000 | 359,000 | 564,000 | 753,000 |
| Income tax | 23,000 | 59,000 | 77,000 | 77,000 |
| Net income | 149,000 | 300,000 | 487,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,611,000 | 8,763,000 | 8,951,000 | 9,138,000 |
| Total capital | 8,794,000 | 8,938,000 | 9,129,000 | 9,307,000 |
| Risk-weighted assets | 14,632,000 | 13,908,000 | 14,136,000 | 13,383,000 |