Call reports 2024
FIRST NATIONAL BANK OF MCINTOSH, THE — 2024
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 36,133,000 | 36,506,000 | 36,165,000 | 37,487,000 |
| Total loans | 16,918,000 | 16,864,000 | 16,761,000 | 15,745,000 |
| Allowance for loan losses | 252,000 | 247,000 | 247,000 | 252,000 |
| Securities available for sale | 5,301,000 | 7,259,000 | 7,333,000 | 7,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,128,000 | 28,195,000 | 27,595,000 | 28,865,000 |
| Interest-bearing deposits | 22,704,000 | 22,139,000 | 22,392,000 | 22,655,000 |
| Noninterest-bearing deposits | 5,424,000 | 6,056,000 | 5,203,000 | 6,210,000 |
| Equity capital | 7,857,000 | 8,089,000 | 8,356,000 | 8,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 929,000 | 1,432,000 | 1,934,000 |
| Interest expense | 157,000 | 325,000 | 495,000 | 661,000 |
| Net interest income | 261,000 | 604,000 | 937,000 | 1,273,000 |
| Noninterest income | 16,000 | 107,000 | 173,000 | 227,000 |
| Noninterest expense | 251,000 | 384,000 | 568,000 | 783,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 26,000 | 327,000 | 542,000 | 712,000 |
| Income tax | 0 | 78,000 | 95,000 | 95,000 |
| Net income | 26,000 | 249,000 | 447,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,873,000 | 8,094,000 | 8,292,000 | 8,462,000 |
| Total capital | 8,062,000 | 8,282,000 | 8,480,000 | 8,636,000 |
| Risk-weighted assets | 15,070,000 | 15,005,000 | 15,018,000 | 13,911,000 |