Call reports 2021
FIRST NATIONAL BANK OF MCINTOSH, THE — 2021
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 32,026,000 | 33,035,000 | 33,244,000 | 33,506,000 |
| Total loans | 10,265,000 | 10,133,000 | 9,563,000 | 9,455,000 |
| Allowance for loan losses | 252,000 | 252,000 | 252,000 | 252,000 |
| Securities available for sale | 6,753,000 | 6,677,000 | 6,609,000 | 11,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,250,000 | 26,189,000 | 26,334,000 | 26,657,000 |
| Interest-bearing deposits | 19,085,000 | 19,500,000 | 19,563,000 | 19,126,000 |
| Noninterest-bearing deposits | 6,165,000 | 6,689,000 | 6,771,000 | 7,531,000 |
| Equity capital | 6,748,000 | 6,800,000 | 6,853,000 | 6,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 311,000 | 501,000 | 637,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 59,000 |
| Net interest income | 124,000 | 281,000 | 456,000 | 578,000 |
| Noninterest income | 37,000 | 99,000 | 146,000 | 192,000 |
| Noninterest expense | 169,000 | 328,000 | 490,000 | 658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | 52,000 | 112,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | 52,000 | 112,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,706,000 | 6,767,000 | 6,828,000 | 6,827,000 |
| Total capital | 6,827,000 | 6,877,000 | 6,940,000 | 6,937,000 |
| Risk-weighted assets | 9,584,000 | 8,732,000 | 8,832,000 | 8,695,000 |