Call reports 2020
FIRST NATIONAL BANK OF MCINTOSH, THE — 2020
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,985,000 | 27,745,000 | 27,836,000 | 29,827,000 |
| Total loans | 10,075,000 | 9,620,000 | 9,713,000 | 9,690,000 |
| Allowance for loan losses | 253,000 | 252,000 | 252,000 | 252,000 |
| Securities available for sale | 7,998,000 | 7,954,000 | 6,884,000 | 6,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,981,000 | 20,698,000 | 20,774,000 | 22,821,000 |
| Interest-bearing deposits | 15,773,000 | 15,674,000 | 16,109,000 | 16,993,000 |
| Noninterest-bearing deposits | 4,208,000 | 5,024,000 | 4,665,000 | 5,828,000 |
| Equity capital | 6,954,000 | 6,978,000 | 6,970,000 | 6,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 352,000 | 507,000 | 673,000 |
| Interest expense | 34,000 | 60,000 | 83,000 | 101,000 |
| Net interest income | 160,000 | 292,000 | 424,000 | 572,000 |
| Noninterest income | 39,000 | 74,000 | 109,000 | 153,000 |
| Noninterest expense | 170,000 | 305,000 | 462,000 | 614,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 27,000 | 59,000 | 69,000 | 109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 59,000 | 69,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,850,000 | 6,881,000 | 6,892,000 | 6,931,000 |
| Total capital | 6,969,000 | 6,997,000 | 7,009,000 | 7,045,000 |
| Risk-weighted assets | 9,412,000 | 9,164,000 | 9,276,000 | 9,046,000 |