Call reports 2019
FIRST NATIONAL BANK OF MCINTOSH, THE — 2019
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,343,000 | 25,184,000 | 26,302,000 | 26,734,000 |
| Total loans | 9,936,000 | 10,248,000 | 9,897,000 | 9,723,000 |
| Allowance for loan losses | 257,000 | 257,000 | 248,000 | 251,000 |
| Securities available for sale | 12,885,000 | 9,883,000 | 8,860,000 | 5,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,202,000 | 18,148,000 | 19,219,000 | 19,629,000 |
| Interest-bearing deposits | 15,322,000 | 14,397,000 | 15,155,000 | 15,446,000 |
| Noninterest-bearing deposits | 3,880,000 | 3,751,000 | 4,064,000 | 4,183,000 |
| Equity capital | 6,865,000 | 6,961,000 | 6,990,000 | 7,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 427,000 | 640,000 | 838,000 |
| Interest expense | 31,000 | 61,000 | 92,000 | 125,000 |
| Net interest income | 183,000 | 366,000 | 548,000 | 713,000 |
| Noninterest income | 11,000 | 74,000 | 83,000 | 135,000 |
| Noninterest expense | 160,000 | 326,000 | 480,000 | 606,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 5,000 |
| Pretax income | 34,000 | 114,000 | 149,000 | 237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 114,000 | 149,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,856,000 | 6,936,000 | 6,971,000 | 7,058,000 |
| Total capital | 6,981,000 | 7,059,000 | 7,089,000 | 7,175,000 |
| Risk-weighted assets | 9,903,000 | 9,742,000 | 9,376,000 | 9,265,000 |