Call reports 2016
FIRST NATIONAL BANK OF MCINTOSH, THE — 2016
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,307,000 | 27,544,000 | 27,488,000 | 30,002,000 |
| Total loans | 8,108,000 | 8,610,000 | 8,823,000 | 9,605,000 |
| Allowance for loan losses | 261,000 | 261,000 | 259,000 | 259,000 |
| Securities available for sale | 8,141,000 | 8,035,000 | 7,007,000 | 9,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,557,000 | 20,744,000 | 20,661,000 | 23,174,000 |
| Interest-bearing deposits | 18,263,000 | 17,778,000 | 17,473,000 | 18,555,000 |
| Noninterest-bearing deposits | 3,294,000 | 2,966,000 | 3,188,000 | 4,619,000 |
| Equity capital | 6,715,000 | 6,747,000 | 6,761,000 | 6,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 272,000 | 415,000 | 562,000 |
| Interest expense | 14,000 | 27,000 | 41,000 | 54,000 |
| Net interest income | 122,000 | 245,000 | 374,000 | 508,000 |
| Noninterest income | 26,000 | 45,000 | 65,000 | 91,000 |
| Noninterest expense | 128,000 | 242,000 | 370,000 | 460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 48,000 | 69,000 | 139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 48,000 | 69,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,671,000 | 6,699,000 | 6,720,000 | 6,790,000 |
| Total capital | 6,784,000 | 6,815,000 | 6,837,000 | 6,937,000 |
| Risk-weighted assets | 8,970,000 | 9,162,000 | 9,267,000 | 11,684,000 |