Call reports 2015
FIRST NATIONAL BANK OF MCINTOSH, THE — 2015
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,244,000 | 26,369,000 | 26,731,000 | 27,486,000 |
| Total loans | 8,077,000 | 8,117,000 | 8,211,000 | 8,395,000 |
| Allowance for loan losses | 262,000 | 261,000 | 261,000 | 261,000 |
| Securities available for sale | 8,382,000 | 7,591,000 | 8,192,000 | 8,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,508,000 | 19,677,000 | 19,997,000 | 20,795,000 |
| Interest-bearing deposits | 18,140,000 | 16,929,000 | 17,106,000 | 17,856,000 |
| Noninterest-bearing deposits | 3,368,000 | 2,748,000 | 2,891,000 | 2,939,000 |
| Equity capital | 6,610,000 | 6,639,000 | 6,664,000 | 6,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 129,000 | 255,000 | 386,000 | 526,000 |
| Interest expense | 14,000 | 29,000 | 43,000 | 57,000 |
| Net interest income | 115,000 | 226,000 | 343,000 | 469,000 |
| Noninterest income | 20,000 | 43,000 | 68,000 | 85,000 |
| Noninterest expense | 126,000 | 234,000 | 357,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 35,000 | 54,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 35,000 | 54,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,562,000 | 6,588,000 | 6,606,000 | 6,652,000 |
| Total capital | 6,673,000 | 6,698,000 | 6,719,000 | 6,767,000 |
| Risk-weighted assets | 8,804,000 | 8,704,000 | 8,957,000 | 9,102,000 |