Call reports 2014
FIRST NATIONAL BANK OF MCINTOSH, THE — 2014
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,059,000 | 27,402,000 | 27,163,000 | 27,594,000 |
| Total loans | 9,093,000 | 8,470,000 | 8,480,000 | 9,164,000 |
| Allowance for loan losses | 262,000 | 262,000 | 262,000 | 262,000 |
| Securities available for sale | 5,937,000 | 6,900,000 | 6,883,000 | 8,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,318,000 | 20,757,000 | 20,490,000 | 20,922,000 |
| Interest-bearing deposits | 17,392,000 | 17,524,000 | 17,593,000 | 17,627,000 |
| Noninterest-bearing deposits | 2,926,000 | 3,233,000 | 2,897,000 | 3,295,000 |
| Equity capital | 6,557,000 | 6,590,000 | 6,601,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 138,000 | 273,000 | 406,000 | 546,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 64,000 |
| Net interest income | 122,000 | 241,000 | 358,000 | 482,000 |
| Noninterest income | 2,000 | 23,000 | 46,000 | 69,000 |
| Noninterest expense | 130,000 | 245,000 | 367,000 | 461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | 19,000 | 37,000 | 90,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | 19,000 | 37,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,547,000 | 6,571,000 | 6,589,000 | 6,643,000 |
| Total capital | 6,673,000 | 6,685,000 | 6,703,000 | 6,767,000 |
| Risk-weighted assets | 9,967,000 | 8,945,000 | 8,939,000 | 9,774,000 |