Call reports 2013
FIRST NATIONAL BANK OF MCINTOSH, THE — 2013
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,340,000 | 26,503,000 | 25,823,000 | 26,963,000 |
| Total loans | 9,558,000 | 10,239,000 | 9,351,000 | 9,496,000 |
| Allowance for loan losses | 262,000 | 262,000 | 262,000 | 262,000 |
| Securities available for sale | 7,639,000 | 7,590,000 | 4,992,000 | 4,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,534,000 | 19,743,000 | 19,068,000 | 20,234,000 |
| Interest-bearing deposits | 17,032,000 | 17,095,000 | 16,837,000 | 17,141,000 |
| Noninterest-bearing deposits | 2,502,000 | 2,648,000 | 2,231,000 | 3,093,000 |
| Equity capital | 6,760,000 | 6,700,000 | 6,680,000 | 6,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 142,000 | 304,000 | 458,000 | 602,000 |
| Interest expense | 20,000 | 39,000 | 56,000 | 73,000 |
| Net interest income | 122,000 | 265,000 | 402,000 | 529,000 |
| Noninterest income | 21,000 | 47,000 | 70,000 | 92,000 |
| Noninterest expense | 124,000 | 240,000 | 369,000 | 495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 72,000 | 127,000 | 150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 72,000 | 127,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,680,000 | 6,624,000 | 6,679,000 | 6,701,000 |
| Total capital | 6,862,000 | 6,815,000 | 6,810,000 | 6,835,000 |
| Risk-weighted assets | 14,473,000 | 15,234,000 | 10,377,000 | 10,586,000 |