Call reports 2012
FIRST NATIONAL BANK OF MCINTOSH, THE — 2012
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,207,000 | 25,414,000 | 25,927,000 | 26,950,000 |
| Total loans | 8,678,000 | 9,074,000 | 8,998,000 | 10,211,000 |
| Allowance for loan losses | 217,000 | 214,000 | 264,000 | 264,000 |
| Securities available for sale | 6,230,000 | 5,146,000 | 5,156,000 | 5,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,452,000 | 18,741,000 | 19,166,000 | 20,158,000 |
| Interest-bearing deposits | 16,807,000 | 16,442,000 | 16,775,000 | 17,043,000 |
| Noninterest-bearing deposits | 2,645,000 | 2,299,000 | 2,391,000 | 3,115,000 |
| Equity capital | 6,689,000 | 6,598,000 | 6,662,000 | 6,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 308,000 | 460,000 | 620,000 |
| Interest expense | 31,000 | 59,000 | 83,000 | 107,000 |
| Net interest income | 132,000 | 249,000 | 377,000 | 513,000 |
| Noninterest income | 22,000 | 45,000 | 68,000 | 88,000 |
| Noninterest expense | 122,000 | 239,000 | 367,000 | 476,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 55,000 | 78,000 | 125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 55,000 | 78,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,678,000 | 6,592,000 | 6,614,000 | 6,661,000 |
| Total capital | 6,803,000 | 6,738,000 | 6,756,000 | 6,824,000 |
| Risk-weighted assets | 9,942,000 | 11,577,000 | 11,203,000 | 12,920,000 |