Call reports 2010
FIRST NATIONAL BANK OF MCINTOSH, THE — 2010
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,823,000 | 24,036,000 | 24,569,000 | 25,885,000 |
| Total loans | 8,260,000 | 8,587,000 | 8,785,000 | 8,855,000 |
| Allowance for loan losses | 296,000 | 296,000 | 296,000 | 293,000 |
| Securities available for sale | 6,362,000 | 6,293,000 | 6,246,000 | 4,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,104,000 | 17,338,000 | 17,792,000 | 19,146,000 |
| Interest-bearing deposits | 15,961,000 | 15,488,000 | 15,530,000 | 15,946,000 |
| Noninterest-bearing deposits | 2,143,000 | 1,850,000 | 2,262,000 | 3,199,000 |
| Equity capital | 6,603,000 | 6,576,000 | 6,637,000 | 6,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 380,000 | 579,000 | 767,000 |
| Interest expense | 58,000 | 112,000 | 161,000 | 210,000 |
| Net interest income | 126,000 | 268,000 | 418,000 | 557,000 |
| Noninterest income | 23,000 | 47,000 | 71,000 | 94,000 |
| Noninterest expense | 120,000 | 232,000 | 359,000 | 466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 83,000 | 130,000 | 185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 83,000 | 130,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,561,000 | 6,517,000 | 6,564,000 | 6,619,000 |
| Total capital | 6,684,000 | 6,647,000 | 6,699,000 | 6,748,000 |
| Risk-weighted assets | 9,648,000 | 10,199,000 | 10,628,000 | 10,165,000 |