Call reports 2009
FIRST NATIONAL BANK OF MCINTOSH, THE — 2009
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,086,000 | 26,116,000 | 24,667,000 | 25,730,000 |
| Total loans | 7,978,000 | 8,556,000 | 8,470,000 | 8,994,000 |
| Allowance for loan losses | 296,000 | 296,000 | 296,000 | 296,000 |
| Securities available for sale | 10,733,000 | 6,453,000 | 6,794,000 | 6,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,445,000 | 19,435,000 | 17,943,000 | 19,030,000 |
| Interest-bearing deposits | 16,311,000 | 17,149,000 | 16,000,000 | 16,378,000 |
| Noninterest-bearing deposits | 2,133,000 | 2,287,000 | 1,944,000 | 2,652,000 |
| Equity capital | 6,491,000 | 6,510,000 | 6,534,000 | 6,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 474,000 | 673,000 | 871,000 |
| Interest expense | 82,000 | 155,000 | 228,000 | 294,000 |
| Net interest income | 165,000 | 319,000 | 445,000 | 577,000 |
| Noninterest income | 30,000 | 58,000 | 84,000 | 109,000 |
| Noninterest expense | 132,000 | 252,000 | 401,000 | 510,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 60,000 | 122,000 | 125,000 | 227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 122,000 | 125,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,365,000 | 6,427,000 | 6,431,000 | 6,532,000 |
| Total capital | 6,490,000 | 6,549,000 | 6,551,000 | 6,658,000 |
| Risk-weighted assets | 9,858,000 | 9,623,000 | 9,422,000 | 9,917,000 |