Call reports 2008
FIRST NATIONAL BANK OF MCINTOSH, THE — 2008
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 24,061,000 | 25,080,000 | 24,390,000 | 26,240,000 |
| Total loans | 7,451,000 | 8,164,000 | 8,560,000 | 8,561,000 |
| Allowance for loan losses | 284,000 | 287,000 | 290,000 | 293,000 |
| Securities available for sale | 10,646,000 | 14,356,000 | 13,309,000 | 13,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,268,000 | 18,314,000 | 17,528,000 | 19,172,000 |
| Interest-bearing deposits | 15,555,000 | 16,445,000 | 15,592,000 | 16,772,000 |
| Noninterest-bearing deposits | 1,714,000 | 1,869,000 | 1,936,000 | 2,400,000 |
| Equity capital | 6,569,000 | 6,501,000 | 6,598,000 | 6,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 596,000 | 885,000 | 1,176,000 |
| Interest expense | 135,000 | 254,000 | 365,000 | 466,000 |
| Net interest income | 173,000 | 342,000 | 520,000 | 710,000 |
| Noninterest income | 31,000 | 55,000 | 79,000 | 123,000 |
| Noninterest expense | 127,000 | 235,000 | 359,000 | 475,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 74,000 | 156,000 | 231,000 | 346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 156,000 | 231,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,426,000 | 6,508,000 | 6,583,000 | 6,697,000 |
| Total capital | 6,556,000 | 6,645,000 | 6,722,000 | 6,839,000 |
| Risk-weighted assets | 10,215,000 | 10,790,000 | 10,998,000 | 11,249,000 |