Call reports 2007
FIRST NATIONAL BANK OF MCINTOSH, THE — 2007
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,030,000 | 23,969,000 | 24,243,000 | 24,583,000 |
| Total loans | 7,602,000 | 8,296,000 | 8,455,000 | 8,139,000 |
| Allowance for loan losses | 268,000 | 268,000 | 268,000 | 281,000 |
| Securities available for sale | 14,920,000 | 13,925,000 | 13,997,000 | 13,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,263,000 | 17,210,000 | 17,294,000 | 17,559,000 |
| Interest-bearing deposits | 15,936,000 | 15,485,000 | 15,241,000 | 15,222,000 |
| Noninterest-bearing deposits | 2,327,000 | 1,725,000 | 2,052,000 | 2,337,000 |
| Equity capital | 6,506,000 | 6,489,000 | 6,656,000 | 6,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 687,000 | 1,033,000 | 1,384,000 |
| Interest expense | 145,000 | 292,000 | 446,000 | 593,000 |
| Net interest income | 200,000 | 395,000 | 587,000 | 791,000 |
| Noninterest income | 30,000 | 64,000 | 97,000 | 130,000 |
| Noninterest expense | 115,000 | 221,000 | 345,000 | 464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 238,000 | 339,000 | 457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 238,000 | 339,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,526,000 | 6,627,000 | 6,746,000 |
| Total capital | 6,634,000 | 6,658,000 | 6,761,000 | 6,880,000 |
| Risk-weighted assets | 10,523,000 | 10,462,000 | 10,604,000 | 10,539,000 |