Call reports 2006
FIRST NATIONAL BANK OF MCINTOSH, THE — 2006
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,037,000 | 23,099,000 | 23,254,000 | 24,651,000 |
| Total loans | 8,777,000 | 9,275,000 | 9,338,000 | 8,208,000 |
| Allowance for loan losses | 268,000 | 268,000 | 268,000 | 268,000 |
| Securities available for sale | 9,920,000 | 12,396,000 | 11,946,000 | 13,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,359,000 | 16,298,000 | 16,354,000 | 17,646,000 |
| Interest-bearing deposits | 14,529,000 | 14,526,000 | 14,528,000 | 15,404,000 |
| Noninterest-bearing deposits | 1,830,000 | 1,771,000 | 1,826,000 | 2,242,000 |
| Equity capital | 6,430,000 | 6,533,000 | 6,598,000 | 6,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 608,000 | 926,000 | 1,261,000 |
| Interest expense | 99,000 | 211,000 | 336,000 | 474,000 |
| Net interest income | 196,000 | 397,000 | 590,000 | 787,000 |
| Noninterest income | 27,000 | 56,000 | 87,000 | 126,000 |
| Noninterest expense | 106,000 | 214,000 | 330,000 | 417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 239,000 | 347,000 | 496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 239,000 | 347,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,498,000 | 6,620,000 | 6,629,000 | 6,779,000 |
| Total capital | 6,637,000 | 6,765,000 | 6,776,000 | 6,917,000 |
| Risk-weighted assets | 10,983,000 | 11,468,000 | 11,677,000 | 10,936,000 |