Call reports 2005
FIRST NATIONAL BANK OF MCINTOSH, THE — 2005
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,402,000 | 22,444,000 | 22,398,000 | 23,462,000 |
| Total loans | 8,601,000 | 8,749,000 | 8,682,000 | 8,718,000 |
| Allowance for loan losses | 265,000 | 268,000 | 266,000 | 268,000 |
| Securities available for sale | 11,460,000 | 10,956,000 | 11,415,000 | 12,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,824,000 | 15,732,000 | 15,702,000 | 16,666,000 |
| Interest-bearing deposits | 14,350,000 | 14,298,000 | 14,357,000 | 14,682,000 |
| Noninterest-bearing deposits | 1,474,000 | 1,434,000 | 1,345,000 | 1,984,000 |
| Equity capital | 6,454,000 | 6,570,000 | 6,509,000 | 6,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 490,000 | 745,000 | 1,018,000 |
| Interest expense | 59,000 | 127,000 | 205,000 | 292,000 |
| Net interest income | 180,000 | 363,000 | 540,000 | 726,000 |
| Noninterest income | 32,000 | 61,000 | 84,000 | 122,000 |
| Noninterest expense | 88,000 | 181,000 | 310,000 | 394,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 122,000 | 240,000 | 309,000 | 448,000 |
| Income tax | 0 | 0 | 0 | -6,000 |
| Net income | 122,000 | 240,000 | 309,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,481,000 | 6,598,000 | 6,551,000 | 6,694,000 |
| Total capital | 6,611,000 | 6,730,000 | 6,682,000 | 6,832,000 |
| Risk-weighted assets | 10,231,000 | 10,460,000 | 10,362,000 | 10,939,000 |