Call reports 2004
FIRST NATIONAL BANK OF MCINTOSH, THE — 2004
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,814,000 | 22,722,000 | 23,349,000 | 23,110,000 |
| Total loans | 7,566,000 | 7,965,000 | 8,860,000 | 8,898,000 |
| Allowance for loan losses | 249,000 | 255,000 | 259,000 | 264,000 |
| Securities available for sale | 11,243,000 | 10,335,000 | 8,835,000 | 10,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,100,000 | 16,050,000 | 16,484,000 | 16,217,000 |
| Interest-bearing deposits | 14,674,000 | 14,567,000 | 14,875,000 | 14,634,000 |
| Noninterest-bearing deposits | 1,426,000 | 1,483,000 | 1,609,000 | 1,583,000 |
| Equity capital | 6,637,000 | 6,598,000 | 6,784,000 | 6,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 448,000 | 666,000 | 894,000 |
| Interest expense | 52,000 | 104,000 | 156,000 | 211,000 |
| Net interest income | 175,000 | 344,000 | 510,000 | 683,000 |
| Noninterest income | 26,000 | 77,000 | 105,000 | 134,000 |
| Noninterest expense | 107,000 | 210,000 | 316,000 | 434,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 91,000 | 205,000 | 290,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 205,000 | 290,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,520,000 | 6,633,000 | 6,719,000 | 6,643,000 |
| Total capital | 6,642,000 | 6,760,000 | 6,855,000 | 6,776,000 |
| Risk-weighted assets | 9,597,000 | 10,004,000 | 10,786,000 | 10,542,000 |