Call reports 2003
FIRST NATIONAL BANK OF MCINTOSH, THE — 2003
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,088,000 | 23,162,000 | 22,961,000 | 23,216,000 |
| Total loans | 6,472,000 | 6,937,000 | 7,159,000 | 8,065,000 |
| Allowance for loan losses | 230,000 | 235,000 | 239,000 | 244,000 |
| Securities available for sale | 14,132,000 | 11,905,000 | 12,762,000 | 10,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,252,000 | 16,324,000 | 16,148,000 | 16,474,000 |
| Interest-bearing deposits | 15,221,000 | 14,744,000 | 14,523,000 | 15,018,000 |
| Noninterest-bearing deposits | 2,031,000 | 1,580,000 | 1,625,000 | 1,456,000 |
| Equity capital | 6,610,000 | 6,665,000 | 6,673,000 | 6,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 497,000 | 740,000 | 977,000 |
| Interest expense | 74,000 | 138,000 | 194,000 | 249,000 |
| Net interest income | 169,000 | 359,000 | 546,000 | 728,000 |
| Noninterest income | 30,000 | 56,000 | 77,000 | 105,000 |
| Noninterest expense | 102,000 | 205,000 | 311,000 | 433,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 94,000 | 204,000 | 303,000 | 388,000 |
| Income tax | 40,000 | 86,000 | 127,000 | 163,000 |
| Net income | 54,000 | 118,000 | 176,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,413,000 | 6,478,000 | 6,536,000 | 6,429,000 |
| Total capital | 6,524,000 | 6,593,000 | 6,656,000 | 6,557,000 |
| Risk-weighted assets | 8,745,000 | 9,111,000 | 9,457,000 | 10,106,000 |