Call reports 2002
FIRST NATIONAL BANK OF MCINTOSH, THE — 2002
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,599,000 | 23,996,000 | 24,487,000 | 24,924,000 |
| Total loans | 5,984,000 | 6,334,000 | 6,171,000 | 5,696,000 |
| Allowance for loan losses | 248,000 | 251,000 | 254,000 | 225,000 |
| Securities available for sale | 16,253,000 | 15,186,000 | 15,585,000 | 15,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,090,000 | 16,350,000 | 16,687,000 | 17,166,000 |
| Interest-bearing deposits | 15,872,000 | 15,097,000 | 15,234,000 | 15,636,000 |
| Noninterest-bearing deposits | 1,218,000 | 1,253,000 | 1,453,000 | 1,530,000 |
| Equity capital | 7,287,000 | 7,431,000 | 7,552,000 | 7,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 596,000 | 876,000 | 1,137,000 |
| Interest expense | 119,000 | 217,000 | 305,000 | 386,000 |
| Net interest income | 176,000 | 379,000 | 571,000 | 751,000 |
| Noninterest income | 20,000 | 54,000 | 82,000 | 95,000 |
| Noninterest expense | 102,000 | 208,000 | 319,000 | 458,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 91,000 | 219,000 | 325,000 | 400,000 |
| Income tax | 40,000 | 93,000 | 137,000 | 161,000 |
| Net income | 51,000 | 126,000 | 188,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,168,000 | 7,243,000 | 7,305,000 | 7,281,000 |
| Total capital | 7,281,000 | 7,357,000 | 7,417,000 | 7,389,000 |
| Risk-weighted assets | 8,910,000 | 8,973,000 | 8,842,000 | 8,494,000 |