Call reports 2001
FIRST NATIONAL BANK OF MCINTOSH, THE — 2001
What FIRST NATIONAL BANK OF MCINTOSH, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,312,000 | 24,266,000 | 24,970,000 | 25,465,000 |
| Total loans | 5,634,000 | 5,981,000 | 6,027,000 | 5,772,000 |
| Allowance for loan losses | 242,000 | 243,000 | 245,000 | 245,000 |
| Securities available for sale | 15,514,000 | 11,481,000 | 14,738,000 | 15,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,847,000 | 16,781,000 | 17,288,000 | 17,824,000 |
| Interest-bearing deposits | 15,672,000 | 15,443,000 | 16,080,000 | 16,418,000 |
| Noninterest-bearing deposits | 1,175,000 | 1,338,000 | 1,208,000 | 1,406,000 |
| Equity capital | 7,127,000 | 7,213,000 | 7,361,000 | 7,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 776,000 | 1,125,000 | 1,446,000 |
| Interest expense | 185,000 | 367,000 | 534,000 | 677,000 |
| Net interest income | 206,000 | 409,000 | 591,000 | 769,000 |
| Noninterest income | 19,000 | 46,000 | 78,000 | 108,000 |
| Noninterest expense | 94,000 | 192,000 | 295,000 | 428,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 5,000 |
| Pretax income | 129,000 | 260,000 | 369,000 | 446,000 |
| Income tax | 55,000 | 108,000 | 153,000 | 177,000 |
| Net income | 74,000 | 152,000 | 216,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,997,000 | 7,075,000 | 7,139,000 | 7,117,000 |
| Total capital | 7,105,000 | 7,189,000 | 7,260,000 | 7,231,000 |
| Risk-weighted assets | 8,491,000 | 8,914,000 | 9,556,000 | 8,993,000 |