Call reports 2001
CENTRAL BANK & TRUST — 2001
What CENTRAL BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 128,750,000 | 131,833,000 | 152,525,000 |
| Total loans | 75,544,000 | 84,873,000 | 90,436,000 |
| Allowance for loan losses | 1,042,000 | 1,103,000 | 1,538,000 |
| Securities available for sale | 10,166,000 | 11,202,000 | 15,921,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 110,202,000 | 112,844,000 | 130,841,000 |
| Interest-bearing deposits | 91,108,000 | 89,602,000 | 102,215,000 |
| Noninterest-bearing deposits | 19,094,000 | 23,242,000 | 28,626,000 |
| Equity capital | 13,967,000 | 13,462,000 | 14,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,218,000 | 4,489,000 | 6,685,000 |
| Interest expense | 1,272,000 | 2,418,000 | 3,476,000 |
| Net interest income | 946,000 | 2,071,000 | 3,209,000 |
| Noninterest income | 773,000 | 1,211,000 | 2,038,000 |
| Noninterest expense | 2,219,000 | 4,423,000 | 6,916,000 |
| Provision for loan losses | 41,000 | 145,000 | 612,000 |
| Pretax income | -544,000 | -1,288,000 | -2,283,000 |
| Income tax | -234,000 | -472,000 | -839,000 |
| Net income | -310,000 | -816,000 | -1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 8,719,000 | 8,306,000 | 9,271,000 |
| Total capital | 9,761,000 | 9,409,000 | 10,545,000 |
| Risk-weighted assets | 83,459,000 | 92,552,000 | 101,639,000 |