Call reports 2001
AMERICAN BANK OF CONNECTICUT — 2001
What AMERICAN BANK OF CONNECTICUT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 932,211,000 | 936,358,000 | 929,269,000 | 925,454,000 |
| Total loans | 423,109,000 | 428,472,000 | 426,761,000 | 424,151,000 |
| Allowance for loan losses | 7,422,000 | 7,721,000 | 7,971,000 | 8,396,000 |
| Securities available for sale | 391,886,000 | 413,980,000 | 367,034,000 | 317,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 131,000 | 0 | 0 |
| Total deposits | 728,753,000 | 745,791,000 | 736,023,000 | 731,527,000 |
| Interest-bearing deposits | 724,352,000 | 739,385,000 | 730,496,000 | 724,449,000 |
| Noninterest-bearing deposits | 4,401,000 | 6,406,000 | 5,527,000 | 7,078,000 |
| Equity capital | 76,326,000 | 78,907,000 | 83,404,000 | 84,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,666,000 | 30,853,000 | 45,428,000 | 58,937,000 |
| Interest expense | 9,663,000 | 18,665,000 | 26,953,000 | 34,178,000 |
| Net interest income | 6,003,000 | 12,188,000 | 18,475,000 | 24,759,000 |
| Noninterest income | 1,225,000 | 2,266,000 | 4,607,000 | 6,140,000 |
| Noninterest expense | 4,003,000 | 7,832,000 | 11,871,000 | 17,692,000 |
| Provision for loan losses | 100,000 | 400,000 | 600,000 | 1,100,000 |
| Pretax income | 3,848,000 | 7,896,000 | 12,166,000 | 11,270,000 |
| Income tax | 1,050,000 | 2,209,000 | 3,469,000 | 3,170,000 |
| Net income | 2,798,000 | 5,687,000 | 8,697,000 | 8,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,063,000 | 60,652,000 | 64,167,000 | 67,588,000 |
| Total capital | 64,864,000 | 67,394,000 | 70,496,000 | 73,817,000 |
| Risk-weighted assets | 543,433,000 | 538,349,000 | 504,693,000 | 496,158,000 |