Call report 2002Q1
BANK OF RIDGEWAY — 2002Q1
The 22 measures BANK OF RIDGEWAY reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,539,000 | USD | evidence → |
| Total loans | 40,358,000 | USD | evidence → |
| Allowance for loan losses | 416,000 | USD | evidence → |
| Securities available for sale | 5,654,000 | USD | evidence → |
| Securities held to maturity | 19,005,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,718,000 | USD | evidence → |
| Interest-bearing deposits | 55,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,235,000 | USD | evidence → |
| Equity capital | 8,808,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,179,000 | USD | evidence → |
| Interest expense | 346,000 | USD | evidence → |
| Net interest income | 833,000 | USD | evidence → |
| Noninterest income | 181,000 | USD | evidence → |
| Noninterest expense | 652,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 341,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,471,000 | USD | evidence → |
| Total capital | 8,887,000 | USD | evidence → |
| Risk-weighted assets | 42,484,000 | USD | evidence → |