Call reports 2005
STOCKMAN BANK — 2005
What STOCKMAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,287,000 | 90,350,000 | 89,366,000 | 93,177,000 |
| Total loans | 65,859,000 | 71,596,000 | 71,582,000 | 65,162,000 |
| Allowance for loan losses | 652,000 | 662,000 | 661,000 | 619,000 |
| Securities available for sale | 14,936,000 | 13,348,000 | 11,594,000 | 12,928,000 |
| Securities held to maturity | 122,000 | 122,000 | 122,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,477,000 | 74,535,000 | 74,958,000 | 80,909,000 |
| Interest-bearing deposits | 56,953,000 | 58,983,000 | 59,100,000 | 62,528,000 |
| Noninterest-bearing deposits | 15,524,000 | 15,552,000 | 15,858,000 | 18,381,000 |
| Equity capital | 7,562,000 | 7,920,000 | 8,058,000 | 8,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,585,000 | 4,014,000 | 5,450,000 |
| Interest expense | 276,000 | 602,000 | 1,011,000 | 1,422,000 |
| Net interest income | 966,000 | 1,983,000 | 3,003,000 | 4,028,000 |
| Noninterest income | 90,000 | 154,000 | 218,000 | 286,000 |
| Noninterest expense | 543,000 | 1,085,000 | 1,630,000 | 2,165,000 |
| Provision for loan losses | 10,000 | 40,000 | 50,000 | 70,000 |
| Pretax income | 503,000 | 1,012,000 | 1,541,000 | 2,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 1,012,000 | 1,541,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,664,000 | 7,933,000 | 8,102,000 | 8,400,000 |
| Total capital | 8,316,000 | 8,595,000 | 8,763,000 | 9,019,000 |
| Risk-weighted assets | 65,671,000 | 70,588,000 | 70,856,000 | 68,012,000 |