Call reports 2004
STOCKMAN BANK — 2004
What STOCKMAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 86,976,000 | 83,605,000 | 84,475,000 | 88,759,000 |
| Total loans | 61,920,000 | 66,051,000 | 68,265,000 | 62,583,000 |
| Allowance for loan losses | 646,000 | 662,000 | 685,000 | 640,000 |
| Securities available for sale | 12,772,000 | 11,648,000 | 10,139,000 | 14,567,000 |
| Securities held to maturity | 126,000 | 126,000 | 126,000 | 122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,631,000 | 71,795,000 | 71,541,000 | 77,083,000 |
| Interest-bearing deposits | 62,231,000 | 57,000,000 | 56,742,000 | 59,747,000 |
| Noninterest-bearing deposits | 13,400,000 | 14,795,000 | 14,799,000 | 17,336,000 |
| Equity capital | 6,750,000 | 6,905,000 | 7,226,000 | 7,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,321,000 | 3,569,000 | 4,779,000 |
| Interest expense | 296,000 | 561,000 | 829,000 | 1,105,000 |
| Net interest income | 842,000 | 1,760,000 | 2,740,000 | 3,674,000 |
| Noninterest income | 83,000 | 153,000 | 231,000 | 292,000 |
| Noninterest expense | 512,000 | 1,013,000 | 1,539,000 | 2,078,000 |
| Provision for loan losses | 10,000 | 25,000 | 45,000 | 55,000 |
| Pretax income | 403,000 | 875,000 | 1,387,000 | 1,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 875,000 | 1,387,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,630,000 | 6,922,000 | 7,195,000 | 7,401,000 |
| Total capital | 7,276,000 | 7,584,000 | 7,880,000 | 8,041,000 |
| Risk-weighted assets | 64,555,000 | 61,791,000 | 68,496,000 | 63,881,000 |