Call reports 2003
STOCKMAN BANK — 2003
What STOCKMAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 73,794,000 | 78,260,000 | 81,231,000 | 86,523,000 |
| Total loans | 55,839,000 | 61,551,000 | 63,556,000 | 59,323,000 |
| Allowance for loan losses | 599,000 | 617,000 | 638,000 | 635,000 |
| Securities available for sale | 10,810,000 | 11,060,000 | 10,739,000 | 14,372,000 |
| Securities held to maturity | 0 | 0 | 129,000 | 126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,944,000 | 67,268,000 | 69,495,000 | 75,287,000 |
| Interest-bearing deposits | 52,263,000 | 53,898,000 | 55,782,000 | 59,385,000 |
| Noninterest-bearing deposits | 11,681,000 | 13,370,000 | 13,713,000 | 15,902,000 |
| Equity capital | 6,404,000 | 6,671,000 | 6,866,000 | 6,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,293,000 | 3,508,000 | 4,680,000 |
| Interest expense | 369,000 | 708,000 | 1,035,000 | 1,359,000 |
| Net interest income | 763,000 | 1,585,000 | 2,473,000 | 3,321,000 |
| Noninterest income | 89,000 | 163,000 | 237,000 | 313,000 |
| Noninterest expense | 480,000 | 949,000 | 1,454,000 | 1,967,000 |
| Provision for loan losses | 20,000 | 20,000 | 40,000 | 40,000 |
| Pretax income | 352,000 | 779,000 | 1,216,000 | 1,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 779,000 | 1,216,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,200,000 | 6,456,000 | 6,714,000 | 6,430,000 |
| Total capital | 6,799,000 | 7,073,000 | 7,352,000 | 7,065,000 |
| Risk-weighted assets | 58,828,000 | 63,763,000 | 64,884,000 | 63,070,000 |