Call reports 2002
ALAMANCE BANK — 2002
What ALAMANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 106,414,000 | 107,498,000 | 124,061,000 | 125,955,000 |
| Total loans | 86,125,000 | 92,073,000 | 91,064,000 | 90,792,000 |
| Allowance for loan losses | 1,294,000 | 1,556,000 | 1,652,000 | 1,586,000 |
| Securities available for sale | 8,577,000 | 8,944,000 | 19,992,000 | 21,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,352,000 | 88,464,000 | 96,004,000 | 98,845,000 |
| Interest-bearing deposits | 79,175,000 | 80,417,000 | 86,491,000 | 88,649,000 |
| Noninterest-bearing deposits | 9,177,000 | 8,047,000 | 9,513,000 | 10,196,000 |
| Equity capital | 9,209,000 | 9,609,000 | 10,120,000 | 10,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,482,000 | 5,372,000 | 7,266,000 |
| Interest expense | 757,000 | 1,522,000 | 2,368,000 | 3,242,000 |
| Net interest income | 946,000 | 1,960,000 | 3,004,000 | 4,024,000 |
| Noninterest income | 116,000 | 262,000 | 368,000 | 528,000 |
| Noninterest expense | 782,000 | 1,524,000 | 2,292,000 | 3,192,000 |
| Provision for loan losses | 175,000 | 440,000 | 590,000 | 632,000 |
| Pretax income | 118,000 | 271,000 | 503,000 | 741,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 271,000 | 503,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,209,000 | 9,362,000 | 9,594,000 | 9,832,000 |
| Total capital | 12,731,000 | 12,965,000 | 13,233,000 | 13,468,000 |
| Risk-weighted assets | 81,467,000 | 87,785,000 | 90,622,000 | 90,428,000 |