Call reports 2001
ALAMANCE BANK — 2001
What ALAMANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,358,000 | 81,927,000 | 90,231,000 | 100,820,000 |
| Total loans | 52,589,000 | 65,889,000 | 73,814,000 | 84,045,000 |
| Allowance for loan losses | 736,000 | 884,000 | 1,035,000 | 1,178,000 |
| Securities available for sale | 4,487,000 | 7,545,000 | 9,160,000 | 8,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,667,000 | 69,471,000 | 77,587,000 | 85,820,000 |
| Interest-bearing deposits | 50,429,000 | 63,950,000 | 71,876,000 | 76,509,000 |
| Noninterest-bearing deposits | 4,238,000 | 5,521,000 | 5,711,000 | 9,310,000 |
| Equity capital | 5,673,000 | 5,480,000 | 5,533,000 | 6,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,666,000 | 4,366,000 | 6,081,000 |
| Interest expense | 681,000 | 1,466,000 | 2,352,000 | 3,161,000 |
| Net interest income | 532,000 | 1,200,000 | 2,014,000 | 2,920,000 |
| Noninterest income | 71,000 | 145,000 | 210,000 | 278,000 |
| Noninterest expense | 588,000 | 1,271,000 | 1,974,000 | 2,731,000 |
| Provision for loan losses | 147,000 | 387,000 | 547,000 | 687,000 |
| Pretax income | -132,000 | -313,000 | -296,000 | -219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -313,000 | -296,000 | -219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,599,000 | 5,421,000 | 5,438,000 | 6,393,000 |
| Total capital | 8,761,000 | 8,735,000 | 8,846,000 | 9,914,000 |
| Risk-weighted assets | 52,908,000 | 65,053,000 | 72,545,000 | 81,545,000 |