Call reports 2020
FIRST MIDWEST BANK OF THE OZARKS — 2020
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,862,000 | 139,629,000 | 139,674,000 | 136,373,000 |
| Total loans | 95,114,000 | 99,977,000 | 101,673,000 | 96,311,000 |
| Allowance for loan losses | 1,131,000 | 1,215,000 | 1,249,000 | 1,324,000 |
| Securities available for sale | 11,768,000 | 15,137,000 | 21,674,000 | 18,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,586,000 | 122,061,000 | 117,106,000 | 119,024,000 |
| Interest-bearing deposits | 95,348,000 | 103,247,000 | 99,593,000 | 101,377,000 |
| Noninterest-bearing deposits | 15,238,000 | 18,814,000 | 17,513,000 | 17,647,000 |
| Equity capital | 13,825,000 | 14,057,000 | 14,499,000 | 14,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 3,013,000 | 4,352,000 | 5,658,000 |
| Interest expense | 308,000 | 594,000 | 854,000 | 1,087,000 |
| Net interest income | 1,080,000 | 2,419,000 | 3,498,000 | 4,571,000 |
| Noninterest income | 248,000 | 496,000 | 805,000 | 976,000 |
| Noninterest expense | 914,000 | 1,852,000 | 2,827,000 | 3,898,000 |
| Provision for loan losses | 45,000 | 132,000 | 178,000 | 293,000 |
| Pretax income | 369,000 | 931,000 | 1,298,000 | 1,537,000 |
| Income tax | 206,000 | 206,000 | 171,000 | 171,000 |
| Net income | 163,000 | 725,000 | 1,127,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,531,000 | 13,523,000 | 13,925,000 | 13,865,000 |
| Total capital | 14,662,000 | 14,738,000 | 15,174,000 | 15,189,000 |
| Risk-weighted assets | 103,390,000 | 111,828,000 | 112,139,000 | 111,472,000 |