Call reports 2016
FIRST MIDWEST BANK OF THE OZARKS — 2016
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,383,000 | 118,569,000 | 119,600,000 | 119,159,000 |
| Total loans | 91,764,000 | 89,952,000 | 88,647,000 | 90,407,000 |
| Allowance for loan losses | 1,032,000 | 1,024,000 | 1,009,000 | 995,000 |
| Securities available for sale | 14,885,000 | 16,466,000 | 19,547,000 | 17,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,436,000 | 101,584,000 | 103,719,000 | 104,077,000 |
| Interest-bearing deposits | 86,197,000 | 86,285,000 | 89,931,000 | 91,107,000 |
| Noninterest-bearing deposits | 14,239,000 | 15,299,000 | 13,788,000 | 12,970,000 |
| Equity capital | 11,268,000 | 11,632,000 | 11,633,000 | 11,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,482,000 | 3,697,000 | 4,943,000 |
| Interest expense | 179,000 | 356,000 | 544,000 | 733,000 |
| Net interest income | 1,070,000 | 2,126,000 | 3,153,000 | 4,210,000 |
| Noninterest income | 221,000 | 548,000 | 793,000 | 1,011,000 |
| Noninterest expense | 867,000 | 1,746,000 | 2,663,000 | 3,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 424,000 | 928,000 | 1,307,000 | 1,656,000 |
| Income tax | 160,000 | 341,000 | 473,000 | 542,000 |
| Net income | 264,000 | 587,000 | 834,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,040,000 | 11,253,000 | 11,350,000 | 11,510,000 |
| Total capital | 12,072,000 | 12,277,000 | 12,359,000 | 12,505,000 |
| Risk-weighted assets | 94,980,000 | 95,482,000 | 93,187,000 | 94,289,000 |