Call reports 2015
FIRST MIDWEST BANK OF THE OZARKS — 2015
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,655,000 | 116,567,000 | 116,755,000 | 116,033,000 |
| Total loans | 84,721,000 | 90,358,000 | 92,457,000 | 91,832,000 |
| Allowance for loan losses | 1,016,000 | 1,029,000 | 1,048,000 | 1,044,000 |
| Securities available for sale | 14,721,000 | 17,746,000 | 15,993,000 | 15,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,992,000 | 95,605,000 | 95,327,000 | 94,816,000 |
| Interest-bearing deposits | 81,623,000 | 80,683,000 | 80,507,000 | 80,824,000 |
| Noninterest-bearing deposits | 14,369,000 | 14,922,000 | 14,820,000 | 13,992,000 |
| Equity capital | 11,378,000 | 11,081,000 | 11,012,000 | 11,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,380,000 | 3,628,000 | 4,857,000 |
| Interest expense | 172,000 | 357,000 | 539,000 | 721,000 |
| Net interest income | 1,011,000 | 2,023,000 | 3,089,000 | 4,136,000 |
| Noninterest income | 156,000 | 411,000 | 682,000 | 902,000 |
| Noninterest expense | 859,000 | 1,802,000 | 2,698,000 | 3,556,000 |
| Provision for loan losses | 18,000 | 43,000 | 64,000 | 65,000 |
| Pretax income | 404,000 | 704,000 | 1,127,000 | 1,463,000 |
| Income tax | 158,000 | 255,000 | 400,000 | 469,000 |
| Net income | 246,000 | 449,000 | 727,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,956,000 | 10,942,000 | 10,795,000 | 10,971,000 |
| Total capital | 11,972,000 | 11,971,000 | 11,843,000 | 12,015,000 |
| Risk-weighted assets | 94,935,000 | 95,473,000 | 95,736,000 | 96,167,000 |