Call reports 2012
FIRST MIDWEST BANK OF THE OZARKS — 2012
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,320,000 | 110,337,000 | 112,121,000 | 112,001,000 |
| Total loans | 71,613,000 | 70,207,000 | 71,950,000 | 69,687,000 |
| Allowance for loan losses | 705,000 | 731,000 | 759,000 | 753,000 |
| Securities available for sale | 31,208,000 | 27,422,000 | 27,953,000 | 26,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,387,000 | 94,009,000 | 94,825,000 | 94,530,000 |
| Interest-bearing deposits | 85,890,000 | 81,391,000 | 81,543,000 | 82,906,000 |
| Noninterest-bearing deposits | 13,497,000 | 12,618,000 | 13,282,000 | 11,624,000 |
| Equity capital | 10,811,000 | 10,873,000 | 11,124,000 | 11,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,404,000 | 3,614,000 | 4,794,000 |
| Interest expense | 241,000 | 464,000 | 675,000 | 882,000 |
| Net interest income | 954,000 | 1,940,000 | 2,939,000 | 3,912,000 |
| Noninterest income | 233,000 | 457,000 | 695,000 | 875,000 |
| Noninterest expense | 744,000 | 1,558,000 | 2,358,000 | 3,111,000 |
| Provision for loan losses | 184,000 | 218,000 | 252,000 | 284,000 |
| Pretax income | 364,000 | 823,000 | 1,226,000 | 1,594,000 |
| Income tax | 119,000 | 285,000 | 433,000 | 400,000 |
| Net income | 245,000 | 538,000 | 793,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,324,000 | 10,412,000 | 10,532,000 | 10,792,000 |
| Total capital | 11,029,000 | 11,143,000 | 11,291,000 | 11,545,000 |
| Risk-weighted assets | 83,332,000 | 83,463,000 | 82,316,000 | 77,883,000 |