Call reports 2010
FIRST MIDWEST BANK OF THE OZARKS — 2010
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,022,000 | 112,654,000 | 116,061,000 | 112,577,000 |
| Total loans | 69,532,000 | 71,981,000 | 71,882,000 | 71,245,000 |
| Allowance for loan losses | 910,000 | 928,000 | 949,000 | 1,004,000 |
| Securities available for sale | 30,278,000 | 29,233,000 | 30,256,000 | 27,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,319,000 | 99,075,000 | 101,905,000 | 99,054,000 |
| Interest-bearing deposits | 84,959,000 | 88,465,000 | 92,178,000 | 84,032,000 |
| Noninterest-bearing deposits | 10,360,000 | 10,610,000 | 9,727,000 | 15,022,000 |
| Equity capital | 9,283,000 | 9,628,000 | 9,808,000 | 9,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,653,000 | 3,863,000 | 5,159,000 |
| Interest expense | 403,000 | 806,000 | 1,225,000 | 1,622,000 |
| Net interest income | 889,000 | 1,847,000 | 2,638,000 | 3,537,000 |
| Noninterest income | 165,000 | 338,000 | 490,000 | 647,000 |
| Noninterest expense | 702,000 | 1,429,000 | 2,171,000 | 2,904,000 |
| Provision for loan losses | 23,000 | 52,000 | 81,000 | 174,000 |
| Pretax income | 329,000 | 791,000 | 963,000 | 1,250,000 |
| Income tax | 108,000 | 293,000 | 316,000 | 416,000 |
| Net income | 221,000 | 498,000 | 647,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,840,000 | 9,117,000 | 9,266,000 | 9,453,000 |
| Total capital | 9,751,000 | 10,045,000 | 10,215,000 | 10,401,000 |
| Risk-weighted assets | 74,644,000 | 76,210,000 | 76,715,000 | 75,798,000 |