Call reports 2008
FIRST MIDWEST BANK OF THE OZARKS — 2008
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,477,000 | 100,386,000 | 102,809,000 | 106,517,000 |
| Total loans | 69,022,000 | 71,474,000 | 70,950,000 | 71,550,000 |
| Allowance for loan losses | 831,000 | 821,000 | 861,000 | 861,000 |
| Securities available for sale | 13,552,000 | 18,842,000 | 18,703,000 | 18,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,145,000 | 85,756,000 | 86,491,000 | 89,555,000 |
| Interest-bearing deposits | 71,863,000 | 75,606,000 | 77,601,000 | 75,596,000 |
| Noninterest-bearing deposits | 8,282,000 | 10,150,000 | 8,890,000 | 13,959,000 |
| Equity capital | 7,914,000 | 7,494,000 | 7,805,000 | 8,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,848,000 | 4,301,000 | 5,682,000 |
| Interest expense | 627,000 | 1,239,000 | 1,834,000 | 2,405,000 |
| Net interest income | 790,000 | 1,609,000 | 2,467,000 | 3,277,000 |
| Noninterest income | 170,000 | 342,000 | 518,000 | 665,000 |
| Noninterest expense | 632,000 | 1,347,000 | 2,051,000 | 2,642,000 |
| Provision for loan losses | 33,000 | 66,000 | 184,000 | 247,000 |
| Pretax income | 295,000 | 538,000 | 750,000 | 1,053,000 |
| Income tax | 90,000 | 172,000 | 229,000 | 368,000 |
| Net income | 205,000 | 366,000 | 521,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,456,000 | 7,377,000 | 7,532,000 | 7,697,000 |
| Total capital | 8,287,000 | 8,198,000 | 8,372,000 | 8,558,000 |
| Risk-weighted assets | 71,070,000 | 74,059,000 | 67,216,000 | 71,317,000 |