Call reports 2007
FIRST MIDWEST BANK OF THE OZARKS — 2007
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,679,000 | 90,237,000 | 92,094,000 | 94,988,000 |
| Total loans | 70,215,000 | 66,475,000 | 68,996,000 | 67,372,000 |
| Allowance for loan losses | 838,000 | 870,000 | 826,000 | 829,000 |
| Securities available for sale | 8,216,000 | 13,854,000 | 13,902,000 | 13,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,720,000 | 75,496,000 | 77,157,000 | 80,112,000 |
| Interest-bearing deposits | 68,641,000 | 66,423,000 | 68,423,000 | 67,653,000 |
| Noninterest-bearing deposits | 8,079,000 | 9,073,000 | 8,734,000 | 12,459,000 |
| Equity capital | 9,030,000 | 8,871,000 | 8,998,000 | 7,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,091,000 | 4,666,000 | 6,203,000 |
| Interest expense | 660,000 | 1,335,000 | 2,025,000 | 2,692,000 |
| Net interest income | 892,000 | 1,756,000 | 2,641,000 | 3,511,000 |
| Noninterest income | 159,000 | 382,000 | 486,000 | 675,000 |
| Noninterest expense | 644,000 | 1,379,000 | 1,983,000 | 2,669,000 |
| Provision for loan losses | 15,000 | 69,000 | 85,000 | 105,000 |
| Pretax income | 392,000 | 690,000 | 1,059,000 | 1,412,000 |
| Income tax | 125,000 | 225,000 | 346,000 | 439,000 |
| Net income | 267,000 | 465,000 | 713,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,917,000 | 8,875,000 | 8,851,000 | 7,251,000 |
| Total capital | 9,755,000 | 9,745,000 | 9,677,000 | 8,080,000 |
| Risk-weighted assets | 75,213,000 | 74,195,000 | 76,281,000 | 68,392,000 |