Call reports 2005
FIRST MIDWEST BANK OF THE OZARKS — 2005
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,696,000 | 85,804,000 | 86,994,000 | 87,615,000 |
| Total loans | 68,842,000 | 67,464,000 | 71,515,000 | 72,454,000 |
| Allowance for loan losses | 780,000 | 777,000 | 783,000 | 795,000 |
| Securities available for sale | 10,382,000 | 9,610,000 | 8,693,000 | 7,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,180,000 | 68,929,000 | 68,735,000 | 69,954,000 |
| Interest-bearing deposits | 60,795,000 | 59,626,000 | 60,137,000 | 60,216,000 |
| Noninterest-bearing deposits | 9,385,000 | 9,303,000 | 8,598,000 | 9,738,000 |
| Equity capital | 9,586,000 | 9,533,000 | 9,452,000 | 9,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,428,000 | 3,723,000 | 5,097,000 |
| Interest expense | 333,000 | 684,000 | 1,056,000 | 1,503,000 |
| Net interest income | 856,000 | 1,744,000 | 2,667,000 | 3,594,000 |
| Noninterest income | 154,000 | 305,000 | 473,000 | 569,000 |
| Noninterest expense | 638,000 | 1,274,000 | 1,981,000 | 2,522,000 |
| Provision for loan losses | 17,000 | 42,000 | 49,000 | 74,000 |
| Pretax income | 355,000 | 733,000 | 1,110,000 | 1,567,000 |
| Income tax | 114,000 | 244,000 | 371,000 | 539,000 |
| Net income | 241,000 | 489,000 | 739,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,518,000 | 9,406,000 | 9,167,000 | 9,246,000 |
| Total capital | 10,298,000 | 10,183,000 | 9,948,000 | 10,041,000 |
| Risk-weighted assets | 70,237,000 | 68,091,000 | 70,366,000 | 70,545,000 |