Call reports 2004
FIRST MIDWEST BANK OF THE OZARKS — 2004
What FIRST MIDWEST BANK OF THE OZARKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,543,000 | 59,596,000 | 57,623,000 | 57,041,000 |
| Total loans | 41,384,000 | 44,053,000 | 42,958,000 | 40,135,000 |
| Allowance for loan losses | 485,000 | 508,000 | 512,000 | 502,000 |
| Securities available for sale | 12,554,000 | 11,099,000 | 10,230,000 | 9,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,200,000 | 49,019,000 | 47,737,000 | 47,162,000 |
| Interest-bearing deposits | 42,582,000 | 41,771,000 | 40,630,000 | 39,617,000 |
| Noninterest-bearing deposits | 6,618,000 | 7,248,000 | 7,107,000 | 7,545,000 |
| Equity capital | 5,721,000 | 5,710,000 | 5,985,000 | 5,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,448,000 | 2,204,000 | 2,963,000 |
| Interest expense | 200,000 | 403,000 | 592,000 | 778,000 |
| Net interest income | 509,000 | 1,045,000 | 1,612,000 | 2,185,000 |
| Noninterest income | 110,000 | 208,000 | 327,000 | 448,000 |
| Noninterest expense | 420,000 | 809,000 | 1,226,000 | 1,625,000 |
| Provision for loan losses | 11,000 | 39,000 | 47,000 | 47,000 |
| Pretax income | 185,000 | 402,000 | 663,000 | 958,000 |
| Income tax | 59,000 | 137,000 | 228,000 | 324,000 |
| Net income | 126,000 | 265,000 | 435,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,683,000 | 5,821,000 | 5,978,000 | 6,015,000 |
| Total capital | 6,168,000 | 6,329,000 | 6,490,000 | 6,517,000 |
| Risk-weighted assets | 43,869,000 | 46,271,000 | 44,708,000 | 42,331,000 |